Its a mobile home that is similar to a house. He showed me the property but now I have to give him all of me and my girlfriends personal documents to run a credit check. I havnt been able to verify his real estate sales license on the california department if real estste license website. He said its because he sales mobile homes and its different. He said his license is regestered with the department of housing and community developement. I went on the website but I can’t find how to verify him. Does anyone know about this? I’m scared to give away my documents.
You don’t have to have a real estate license to sell mobile homes. If it is his personal property he doesn’t have to have any licenses, but if he is in the business of selling mobile homes he likely needs a dealership license. The exception is only when the mobile home is being sold as with a parcel of land.
Mobile homes are personal property like a car, thus similar information necessary to finance a car is necessary to finance a mobile home. Remember you always have the option to finance the purchase from a lender instead of from the seller. Often you can save money by doing so.